Commercial Property Finance


FREEHOLD

• Experienced panel of lenders we fit the client with the best lender for them
• Rates from 3.5% over Bank Base
• Status mortgages up to 75% loan to value (100% with additional security)
• 90% loan to value for professionals. Dentists – Doctors – Pharmacies.
• Non status solutions from 9.8% for clients who have had a poor credit history.
• Up to 30 years to repay
• Minimum Loan £100,000.
• Maximum Loan £20,000,000. Larger loans can be considered.

• Limited Companies – Sole Trader – Partnerships
• Owner occupier – investment – portfolios – buy to let – HMOs.
• Full status lending – minimum 2 years trading figures.
• Interest only with some of our lenders
• Short term light refurbishment facilities then switch to a term loan with the same lender
• Short term heavy refurbishment facilities (with planning) then switch to a term loan
• Residential and Commercial investments
• Fixed and Variable rates available

• Non Status loans for Pubs – Hotels –Land – Industrial – Golf courses – Café – Take away. Up to 65% of 90 day value. Maximum loan £500,000. (Specialist lender)
Hospitality Mortgages for Pubs – Bars – Gastro Restaurants – Fast Food – Hotels. The hospitality mortgage has been specifically designed to assist people buying established freehold businesses in London & the South East.
• 75% loan to value. First legal charge. Will consider up to 100% with additional security.
• Minimum loan £100,000
• Maximum loan £1,000,000


LEASEHOLD


Grant loans exclusively against Leasehold Businesses in the Hospitality, Leisure and Retail sectors in London & the South East.
• Minimum loan £100,000
• Maximum loan £2,000,000
• Maximum loan granted to any established leasehold business is 50% of purchase price
• Maximum term 60 months
• Interest rates charged on the reducing balance of between 2% to 3% per month
• Finance for Expansion. 100% of purchase price for your third, fourth or fifth premises in the same industry